Join on WhatsApp
Get the latest updates directly on WhatsApp – motivation, news & more!
Join On WhatsApp
Raising children in Singapore comes with many joys, but it also brings financial responsibilities that can add up quickly. To help larger families ease the cost of living, the government has introduced the Large Family LifeSG Credits, which provide $1,000 for every third and subsequent child aged 12 and below. This initiative is designed to support families who are contributing to Singapore’s growth and to recognise the importance of nurturing children in a supportive environment.
What Are Large Family LifeSG Credits
The Large Family LifeSG Credits are part of the broader LifeSG support measures announced in 2025. Families with three or more children will receive a one-time $1,000 credit for each third and subsequent child under the age of 12. This credit is automatically disbursed through the LifeSG app, making it easy and convenient for parents to use the funds.
The main aim of this support is to reduce the financial pressures of raising multiple children, covering essential expenses such as school fees, healthcare, groceries, or enrichment activities. Unlike other schemes, these credits are straightforward, hassle-free, and do not require complicated applications.
Who Is Eligible
Eligibility is based on family size and the age of the children. Families must have at least three children, and the credits apply from the third child onwards. Each eligible child must be 12 years old or younger as of 2025.
For example, if a family has four children aged 10, 8, 6, and 3, they will receive credits for the third and fourth child. That means a total of $2,000 in support. Families with twins or triplets also benefit, as the credits are counted per child.
How the Credits Are Disbursed
One of the advantages of this scheme is its simplicity. Parents do not need to apply separately. The credits are automatically issued through the LifeSG app, which is linked to Singpass. Parents will receive notifications once the funds are deposited.
The credits can be used at a wide range of participating merchants, including supermarkets, clinics, childcare centres, and even for household utility bills. This flexibility ensures families can use the funds where they need it most.
Why the Scheme Matters for Families
The cost of raising children in Singapore can be significant, especially for larger families. Expenses such as education, medical care, and daily living costs add up quickly. By providing direct credits, the government is helping families focus on raising their children without constant financial worry.
This initiative also reflects Singapore’s commitment to encouraging parenthood and supporting a family-friendly society. With declining birth rates being a concern, schemes like this provide both practical and symbolic support to families.
Practical Ways to Use the Credits
Families can stretch their credits in many meaningful ways. Some parents may choose to use them for school-related expenses such as books, uniforms, and stationery. Others might allocate them toward healthcare, including vaccinations and medical check-ups.
Groceries and daily essentials are another common use, as the credits can be spent at major supermarkets and heartland stores. For families with younger children, the credits could go towards childcare fees or enrichment classes, reducing the financial strain of early childhood education.
Comparison With Other Support Schemes
The Large Family LifeSG Credits are part of a larger network of support measures. Families may already be familiar with Child Development Account (CDA) top-ups, Baby Bonus schemes, and CDC Vouchers. However, what sets this initiative apart is its targeted support for larger families.
Unlike general vouchers that apply to all households, this scheme specifically recognises the additional expenses faced by families with three or more children. In doing so, it provides more focused assistance where it is needed most.
Encouraging Parenthood and Family Growth
Singapore has long encouraged family growth through various incentives, but many couples remain concerned about the rising costs of raising children. By directly rewarding larger families, this scheme sends a clear message that their contributions are valued.
Beyond financial aid, the credits also help ease the day-to-day burdens of parents, giving them more room to focus on nurturing and spending time with their children. Such measures play a role in shaping a more family-oriented society, where children are seen as a shared responsibility and blessing.
How Families Can Check and Track Their Credits
Parents can easily track their Large Family LifeSG Credits using the LifeSG app. After logging in with Singpass, they can view their available credits, transaction history, and participating merchants. Notifications are sent whenever new credits are added or used, ensuring transparency and ease of monitoring.
For those who may not be familiar with the app, community centres and helpdesks are available to assist parents in accessing their benefits. This ensures that no family misses out on the support.
Looking Ahead
As Singapore continues to refine its family support policies, the Large Family LifeSG Credits mark a meaningful step in recognising the challenges of raising multiple children. While $1,000 may not cover all expenses, it provides a significant cushion for essential needs and gives families the assurance that they are not alone in their journey.
The success of this scheme could also pave the way for similar measures in the future, potentially expanding benefits or increasing amounts as needs evolve. Ultimately, initiatives like this strengthen the social fabric and reaffirm the country’s commitment to supporting parents and children alike.
Conclusion
The Large Family LifeSG Credits are more than just financial assistance; they are a recognition of the sacrifices and contributions made by parents of larger families. With $1,000 per third and subsequent child, the scheme offers tangible relief and symbolic encouragement. By making the credits easy to access and flexible in use, the government ensures families can apply them where they matter most.
In the bigger picture, this initiative contributes to building a family-friendly Singapore, where children are valued and parents are supported in raising the next generation.